How It Works
Sign & Save is a dealership-sponsored financing program that enables participating dealerships to provide qualifying customers with a reduced monthly vehicle payment by subsidizing a portion of the payment established in the lender's original financing documents.
1. Secure Your Lender's Financing
The process begins with traditional vehicle financing - the customer - and co-signer, when applicable - first executes the financing documents provided by the participating lender. These documents reflect the lender's standard approved loan terms, including the full contractual monthly payment.
The customer then executes a separate Sign & Save Addendum at the dealership, which documents the dealership's participation in the program, the amount of the dealership subsidy, and the reduced payment amount applicable to the customer under the Sign & Save arrangement.
To the extent expressly provided in the Sign & Save Addendum, the addendum modifies and supersedes the conflicting payment terms contained in the original financing documents.
As a result, although the lender documents may display a higher monthly payment, the customer's payment under the Sign & Save arrangement is the reduced amount specified in the addendum, with the participating dealership subsidizing the applicable difference.
2. Execute the Sign & Save Addendum
3. Save Big
