FAQ
What is Sign & Save?
Sign & Save is a dealership-sponsored program that partners with lenders and credit unions to help lower your monthly vehicle payment by having the dealership cover a portion of it.
How does Sign & Save lower my monthly payment?
Your lender approves the original financing terms, and the dealership provides a subsidy that reduces the amount you are responsible for paying under the Sign & Save arrangement.
Why is the payment amount on my loan agreement different from my Sign & Save payment amount?
The loan agreement provided by your lender reflects their standard approved payment. Your Sign & Save addendum, signed at the dealership, separately documents the dealership subsidy and your reduced Sign & Save payment.
Does the Sign & Save addendum override the original payment terms?
Yes. The Sign & Save addendum is designed to modify the payment terms provided by your lender. Your dealership can walk you through exactly how the two documents work together before you sign.
What banks do you work with?
We work with a number of banks and credit unions, including Ally Financial, Santander Consumer USA, Bank of America, Navy Federal Credit Union, and more.
Is Sign & Save a legitimate financing program?
Yes! Although we're a small company and still expanding, Sign & Save is a documented dealership-sponsored program designed to provide qualifying customers with a reduced payment, while helping dealerships build long-term customer relationships.
What happens if I pay off or refinance my vehicle early?
Your Sign & Save benefit is tied to the specific vehicle and financing agreement. Trading in the vehicle will end the existing Sign & Save arrangement.